How to use this future value calculator
- Pick a currency symbol.
- Enter starting value and CAGR % (annual growth rate).
- Set years, months, and days for the projection horizon.
- Click Calculate — future value, summary, schedule, doubling time, and chart appear below.
Worked backward from two balances? Use the Standard CAGR Calculator or CAGR Exact Dates Calculator to find the rate first, then return here to model scenarios.
Future value from CAGR
When you already know (or assume) an annual growth rate, this tool compounds it over your chosen period. It is the forward direction of CAGR math — instead of solving for the rate between two values, you solve for the ending value.
Formula
t = years (fractional months and days included)
Worked example
$100 at 10% CAGR for 5 years:
- Future value = 100 × (1.10)5 ≈ $161.05
- Year-by-year growth in the table shows how each year’s gain builds on the prior balance.
- At 10% CAGR, doubling takes about 7 years, 3 months.
CAGR vs compound interest
CAGR here is a single smooth annual rate. The Compound Interest Calculator models nominal rates with explicit compounding frequency and optional deposits — better when you know payment schedules or monthly contributions.
Examples and use cases
Real-world use cases
- Retirement projection: Someone assumes 7% long-term CAGR on $50,000 over 20 years to estimate a rough nest-egg target.
- College fund: Parents model $15,000 growing at 6% CAGR for 12 years before tuition starts.
- Business valuation: A founder projects $200K revenue growing at 15% CAGR for 5 years in a pitch deck scenario.